IT Liability Insurance

Information Technology Liability Insurance is a combined policy specifically created for Information Technology professionals and contractors. The policy is a combined Professional Indemnity and Public & Products Liability Policy which was created to avoid gaps in coverage that can arise if policies are placed separately. The gaps in coverage can arise as a result of the diverse range of activities provided by IT professionals or contractors.

Why is a specialised policy required?

The type of liability coverage a business needs will depend on whether they provide products, services, or advice. Since a technology company typically offers a combination of products, services and advice — they need a policy that covers more than one type of liability.

The main benefit of IT Liability Insurance is that it offers all of the necessary liability coverage under one policy. When you cover indemnity and liability separately, claims can slip between the cracks. If your insurers disagree over who is responsible for a claim, you may end up covering it yourself.

Complex Insurance Simplified

Losses in the information technology space are a loss that is becoming more common and can arise from varied circumstances.

Areas and activities that need IT Liability Cover include:

Design, manufacture, assembly, installation, maintenance and resale.

Development, design, configuration and resale.

Warehousing, processing, hosting and analysing.

Hosting, design, plug-in building, SEO and CRO.

Front-end, back-end, full-stack, dev-ops, SCALA and PLC.

ISPs, network consulting, system integration and control.

IT support, training, procurement and facilities management.

Security / cybersecurity management and consulting.

Call centre ops, telecoms setup and consulting.

Business Insurance

Personal Insurance

IT Liability Insurance

Why is a specialised policy required?

Complex Insurance Simplified

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