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Why Your Business Needs a Plan: The Importance of Continuity in 2022

If some of the more popular buzzwords of the past two years were “flexible work” and “hybrid business”, 2022’s might be more along the lines of consistency and continuity.

Going into a third year of upheaval isn’t appealing and so smart businesses are creating plans to offer a less disrupted service and process, to clients and staff, if and when the unexpected happens.

But what is a business continuity plan? Does your business even need one? And if the answer is a categorical yes, how do you go about implementing something that will help your business thrive in the next 12 months and beyond, no matter what happens?

What You Can Do to Stop Your Premium Increasing

The gross written premium for general insurance jumped 8.7% in the 2020-21 financial year. This includes commercial policies. With such a hardening market for premiums, how can you minimise the anticipated premium rise this financial year?

The risks of unattended commercial property over the holidays

Leaving your commercial property unattended during the upcoming summer holidays poses many risks. But these can be managed with some forethought.

The responsibilities are a group effort, though. They're shared between owners, tenants and their representatives, those parties involved in managing and occupying such a property.

COVID’s effect on accidents and insurance claims

It’s now two years since the COVID-19 virus appeared and we’ve now got some solid trend data about its impact on accidents and insurance claims.

There’s been an increase in workers’ compensation and business interruption claims as well as catastrophe insurance, but a dip in general insurance claims. That’s partly due to government-imposed lockdowns, physical distancing, economic uncertainty and disruption to our lifestyles.

Why use an insurance broker?

Comparison insurance websites are useful. But how satisfied are you with their advice and service?

Luckily, there's an alternative.

Manage the risks in your online business

Ecommerce continues to thrive, with Australia now being among the most attractive consumer markets on the globe. Australia tops the world for ‘digitally connected commerce’ for analysis of the market environment, ecommerce take up, penetration rates for digital commerce infrastructure, payments, and mobile device ownership. Last year, e-commerce sales increased by more than 22%, with the food and personal-care category alone growing by 30.4%.

How successful contractors manage risks around their plant

As a construction contractor, your plant and equipment are the lifeblood of your business. But how can you best manage the risks whether your gear is on your premises, on a work site, or in transit?

Have you got your company’s intangible assets covered?

Intellectual Property can often be more valuable to your business than its tangible assets. To contest a typical small IP case, with damages below $1 million, expect to pay $250,000 for discovery and a further $700,000 in trial costs. Here's how to cover yourself.

5 tips to boost safety in your transport company

The road transport industry has been named as a national workplace health and safety priority. That’s due to a high fatality rate – 583 in the 12 years to 2015.

How increasing building costs could mean you’re now underinsured

Building costs have risen more than most people realise. Make sure your property isn’t underinsured and exposed to unnecessary risks.